An MBA can get you access to hot internships, sprawling alumni networks, and the most desirable jobs in the market.

As a bonus, it can wipe out your savings and swell your debt.

More graduate degrees in business are awarded annually than in any other field in the U.S., and new business schools are accredited by the dozen every year. How do you find the program that will make you stand out in the job market—and justify the huge expense?

To guide you, here’s our annual ranking of full-time U.S. MBA programs (international rankings are coming soon), based on data we compiled from more than 1,000 recruiters, 15,000 alumni, and 9,000 recent graduates. On top of that, our Ranking Index Score shows, for example, that Stanford grabbed the No. 2 spot this year but was in a dead heat with several other programs, while Harvard was the clear No. 1.

We continue last year’s focus on how well the schools channel their graduates into good jobs and, with a new survey of MBAs after graduation, offer more insight into what grads can expect from their careers.

And the money? It’s, like, way more than you thought.

The average student starting at Northwestern University’s Kellogg School of Management earned $80,000 the year before. Add two years of lost wages to Kellogg’s cost of attendance and you get—or lose—$351,876 during your studies. The typical first-year Harvard Business School student earned $90,000 before enrolling. Two years of forgone wages plus the cost of attendance brings the total cost of the degree to $384,200.

Is it worth it? Read on.